It reminds me of Benjy’s attempt at applying for the Best Western Rewards Premium Mastercard from First Bank of Omaha. I guess I’ll try a mobile device next time, but this is nonsense. Perhaps a different computer, different browser, and new IP wouldn’t wind up in the trash bin. He cleared his internet history and then filled out the info I gave him.
Capital one phone number application credit card rejected free#
Since phone rep 2 told me I’m free to apply again, I asked a friend to try on my behalf. None of those reasons seem to match my situation. No one but me uses my computer, it’s not public wifi, etc. I told her I’d applied while sitting at my family’s house in Florida last week. using a shared computer at the library or similar.using public wifi, so your IP matches another application.this “high risk source of application” line means their IT system automatically rejected my application without sending it to a credit reviewer.my application was never processed, which I knew.Phone rep 2 gave me some information, but it was just plain weird. *click* Phone Rep 2 Is Helpful But Has Weird AdviceĪfter being disconnected, I called back. After much hemming & hawing, he agreed to transfer me to the reconsideration people. I explained that I understand how credit works and that my application wasn’t processed. Then, you can apply once you have a credit agency you work with. You must first sign up with the credit agencies, so they can have your information on file. My letter came in the mail, and it’s odd. He told me to wait for a letter in the mail. I promised him I’d received nothing (yes, even in my junk mail, I swear!!). He was “not at liberty” to discuss anything about my application and told me to check my email. The man on the phone confirmed they’d received my application & that it was rejected. I told them I’d applied, no one checked my credit, etc.
Every Synchrony credit card has a different reconsideration/information number. After getting bounced around a bit, I got the phone number for this specific card:Ĭathay Pacific Credit Card information / reconsideration 86 I gave it a few days and then decided to call. The fact I didn’t get any “someone checked your credit” alerts set off a red flag. I figured it was worth an application and filled out the info online here. As you see in the welcome offer above, you can earn 40,000 Asia Miles after spending $2,000 in the first 90 days. I applied for the Cathay Pacific credit card from Synchrony Bank. Here’s why my credit card application was rejected. The reasoning from their employees is just laughable. A rejected application isn’t exactly newsworthy, but the fact they didn’t even process my application is getting there. My credit card application was rejected by Synchrony, and the process has been comedic. My Credit Card Application Was Rejected By Synchrony & It’s Laughable This post may contain affiliate links please read our advertiser disclosure for more information.
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